She was born on the family south of Colome to Maurice (Percy) and Leona Sealey, the 3rd of four children.
Frances graduated from Colome High School in 1946 and taught country school for one year before marrying Paul Schmidt in 1947. They bought a farm southeast of Winner and raised six children there:
Gene (Wellington, Colorado), Brenda (Steve Bruckner, Colome), Brad (Sandy, LaJunta, Colorado), Lauren (Tom Mayes, Winner), Don (Black Hawk) and Pamela (Bob Weaver, Piedmont).
Frances spent her whole life as a wife, Mom and homemaker. She loved her faith, babies, birds, flowers, dancing, playing cards, baking and especially all her kids, grandkids and great-grandkids. She and Paul enjoyed traveling the US with their family and in later years traveled abroad.
Frances lost Paul in 2010 and eventually moved to the Golden Prairie Manor in 2015 where she lived for nearly one and a half years. She passed away quietly in the Winner Hospital at the age of 89.